Simplified ADPF Compliance for Employers

We manage all aspects of ADPF registration, contribution tracking, and reporting on your behalf.
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The Abu Dhabi Pension Fund (ADPF) functions as the primary social security and pension contribution scheme for Emirati and GCC national employees who are employed in Abu Dhabi or are retired from the workforce in the region. It ensures the financial security of members by managing retirement benefits and social insurance obligations.

Our offerings include:

  • Employer and Employee enrollment and registration processes
  • Contribution calculation and submission management
  • Employee pension record management
  • Guidance on legal updates related to Abu Dhabi pension regulations
  • Ongoing compliance support

At BAM Advisors we are dedicated to assisting organizations and individuals in navigating their ADPF responsibilities providing services to efficiently manage pension contributions, social security liabilities and compliance requirements.

With our expert guidance, you can ensure adherence to regulations, optimize your pension planning and secure your long-term financial well-being in accordance with Abu Dhabi’s social security framework.

Deep-Rooted Understanding of Government Regulations

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Yogesh Jobanputra

Thank you Mr.Atul Verma and Team, Had a fantastic experience on our accounting part and Tax Advisory. Definitely recommend for Accounting and Tax management services Bazaar accounting Team has enough experience to guide and happy with quick service response.

Faizan Ul Hassan

Very best accounting and auditing firm in Dubai

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Very professional and highly skilled team.

Streamlined Operations with Government-Approved Processes

Meet our team

Teamwork makes the dream work.

Atul Varma

Managing Director

Cindy Torralba

Head of Accounting Services

Honeyish Sebastian

Head of HR & Payroll Services

Grace Fatima Ochangco

Business Development Manager

Rukshan Poddiwela

Corporate Tax Manager

Mila Manarog

Accounting Manager

Abigail Manabat

Assistant Manager – HR & Payroll

Mohamed Rila

Assistant Manager Taxation

Renith Kunnappadi

Sr. Tax Consultant

Prativa Ghimire

Sr. Accounting Consultant

Stella Marie Villa

Sr. Accounting Consultant

Ranga Nawarathna

Sr. Accounting Consultant
Professional portrait of a man in a black blazer sitting at a desk, hands folded, smiling at the camera with a watch visible on his left wrist.

Mark Philip Pombo

Sr. Accounting Consultant

Arathi Krishna Kolpurath

Sr. HR & Payroll Consultant

Jamaica Vergara

Accounting Consultant

Glady Varghese

Accounting Consultant

Golda Maria Augustine

Sr. Tax Consultant
Man with glasses and a beard sits at a white desk, wearing a gray blazer and maroon shirt, hands clasped in front of him in an office setting.

Vipul

Tax Consultant

Nipunika Wijesundara

Transfer Pricing Consultant

Anirudh Joshi

Jr. Tax Consultant

Gopika Chenamveettil Koottil

Jr. HR & Payroll Consultant

Alyssa Pasion

Office-Admin

Nidhi Varma

Business Development Officer
FAQs

Abu Dhabi Pension Fund, Explained

What is the Abu Dhabi Pension Fund?

The Abu Dhabi Pension Fund (ADPF) is the primary social security and pension contribution scheme for Emirati and Gulf Cooperation Council (GCC) national employees who work in Abu Dhabi, and for those retired from the workforce in the region. It manages retirement benefits and social insurance obligations, which is how it secures the financial position of its members after they stop working.

Which employees does ADPF cover?

ADPF covers Emirati and Gulf Cooperation Council (GCC) national employees employed in Abu Dhabi, along with members who have retired from the workforce in the region. Coverage follows nationality and place of employment, so an employer with UAE or GCC nationals on an Abu Dhabi payroll carries pension and social insurance obligations for those staff and needs them enrolled and recorded correctly.

What does an employer have to keep on top of for ADPF?

Three things run continuously: enrolment and registration for the company and its eligible employees, calculation and submission of contributions, and maintenance of employee pension records. Beyond that, employers need to follow legal updates to Abu Dhabi pension regulations, because changes affect how contributions are calculated and reported. Ongoing compliance is the standing obligation, not a one-time registration exercise.

Can ADPF registration and contributions be outsourced?

Yes. BAM Advisors handles employer and employee enrolment and registration, contribution calculation and submission, and employee pension record management on your behalf. Support also covers guidance on legal updates to Abu Dhabi pension regulations and ongoing compliance. That suits organizations without a dedicated payroll specialist for social insurance work, where the obligation exists but the internal expertise does not.

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